by LTLFTcomposite (Posted Tue, 06 Aug 2013 19:05:50 GMT)
Here in FL we've been advised by our insurance company in cases where it's cut and dry (like you're stopped at a light and someone plows into you from behind) if the other guy has reputable insurance to just have their company handle it. It saves dealing with being out of pocket for the deductible while they subrogate the claim. You still report it to your company. It has worked out ok, I've found the other company to be very accommodating, probably because they are hoping you won't call the number on those "Got me 340k !!!" billboards.
Here in FL we've been advised by our insurance company in cases where it's cut and dry (like you're stopped at a light and someone plows into you from behind) if the other guy has reputable insurance to just have their company handle it. It saves dealing with being out of pocket for the deductible while they subrogate the claim. You still report it to your company. It has worked out ok, I've found the other company to be very accommodating, probably because they are hoping you won't call the number on those "Got me 340k !!!" billboards.